WILMINGTON, Del.– The Attorney General's Mortgage Fraud Task Force is sponsoring free statewide housing workshops on June 17 in Georgetown and Dover and June 18 in Wilmington to help Delawareans who are at risk of losing their homes to foreclosure.
The workshops, which are sponsored in conjunction with the state bank commissioner and the Delaware State Housing Authority, are offered to facilitate loan modifications, reduce foreclosures, and provide educational information to help residents stay in their homes and manage debt.
Foreclosure filings statewide in 2010 surpassed the record set in 2009, increasing 4.9 percent to 6,457. All three counties recorded increases, with a 4 percent increase in Kent and New Castle Counties and a 7.6 percent increase in Sussex County. It is expected that foreclosure filings for 2011 will again surpass 6,000 for the year.
Since the Attorney General's Mortgage Fraud Task Force was established in 2009, more than 1,100 homeowners have attended 17 workshops with mortgage lenders and these events.
Homeowners who have missed a mortgage payment, are facing foreclosure, or suspect foreclosure fraud can receive immediate on-site help from housing professionals. At each workshop, mortgage servicers, state employees, and HUD-certified housing counselors will discuss mortgage modifications, the Delaware Mortgage Assistance Program and other government homeowner programs, and foreclosure rescue scams.
Walk-ins are encouraged. Workshops will take place as follows:
Friday, June 17
10 a.m.-1 p.m.
DelTech Community College, Owens Campus, William A. Carter Partnership Center
Route 18, Georgetown
Lenders attending: AHMSI (includes Option One, Citi Residential and Ameriquest loans) and Bank of America (includes Countrywide loans)
Friday, June 17
3-7 p.m.
Outlook at the Duncan Center
500 E. Loockerman Street, Dover
Lenders attending: AHMSI (includes Option One, Citi Residential and Ameriquest loans) and Bank of America (includes Countrywide loans)
Saturday, June 18
1-7 p.m.
Chase Center on the Riverfront
815 Justison Street, Wilmington
Lenders attending: AHMSI (includes Option One, Citi Residential, Ameriquest); Bank of America (includes Countrywide loans); Chase (includes EMC and Washington Mutual loans) and Citi Mortgage)
Homeowners who wish to meet on-site with their mortgage servicer are encouraged to bring information about current income and details about their current mortgage, including loan number, monthly payment, interest rate, and loan balance.
For more information about the June 17 and 18 workshops, call the Attorney General's Foreclosure Hotline at 1-800-220-5424.
