Agents Encourage Homeowners to Review Their Policies - WBOC-TV 16, Delmarvas News Leader, FOX 21 -

Agents Encourage Homeowners to Review Their Policies

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(Photo: WBOC) (Photo: WBOC)

MILFORD, Del.- Insurance agencies like Fetterman Insurance in Milford are taking calls from people asking about their homeowners' policies.

"We've had a few claims, a few trees falling on houses, on cars, but nothing catastrophic," said Cory Fetterman, an agent with Nationwide Insurance.

Fetterman said that is because Hurricane Sandy never released her full wrath over Kent and Sussex counties in Delaware.

Joseph Melloni came to Rehoboth Beach from New Jersey to check on his vacation home.

The remnants of Sandy are not making many people, like Melloni, review their homeowners' policies.

"It's come to mind, but have I done it? No. Now that you're here maybe I will look through it," said Melloni.

Many insurance agents say one question they are being asked about is trees. For example, if a tree falls in a neighbor's yard and lands on his/her home, who is responsible? The person whose yard the tree was in.

Richard Latsko said he was concerned about a huge tree in his front yard during the storm.

"We has somebody to come and take a look at it," Latsko said.

Latsko said he is not concerned about reviewing his policy due to a couple of branches that fell in his yard. He said Sandy came and Sandy went.

"It didn't come through here. It just didn't. I feel sorry for people who go through this," Latsko said.

Fetterman said it is important to show proof with any damage. 

"You never know how quickly an adjuster can get to you. It's important to take pictures. If you have to board up a window, take pictures before you board it up," Fetterman said.

Fetterman advises homeowners to pictures and contact their insurance agents to make sure you are covered.

"In the event you have a claim, you don't want to be disappointed that you don't have the coverage that you thought you had," Fetterman said.

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