Delmarva States Respond to Health Care Law - WBOC-TV 16, Delmarvas News Leader, FOX 21 -

Delmarva States Respond to Health Care Law

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SALISBURY, Md.- States have until Dec. 14 to decide if they will establish their own health insurance exchange, required by President Barack Obama's Affordable Care Act, or if they will let the federal government step in and run one for them.

Here on Delmarva, Delaware went for the state partnership option, using federal infrastructure, with the state managing key aspects.

In Maryland, the state will build its own exchange and in Virginia, it will defer to the federal government to build and run its insurance markets.

Delaware is prepared to answer questions through public hearings and online.  The first Thursday of every month, at 9 a.m., in the Delaware Department of Transporation Building in Dover, state officials can answer questions.

Delaware will offer a joint plan using federal infrastructure and technology, but the state will manage key aspects.  A marketplace will be created for individuals to buy coverage.

The state will offer a range of plans from lower to middle income options, where people can compare insurance products based on cost, benefits and quality ratings.

All information is available online, through the state's website at http://dhss.delaware.gov/dhcc/

The health insurance exchanges will give the uninsured coverage starting in 2014 under the Affordable Care Act.

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