CRISFIELD, Md.- A U.S. Small Business Administration Disaster Loan Outreach Center for victims of Superstorm Sandy is scheduled to open Jan. 22 in Crisfield.
The center will be located at #2 Mill Lane and will be open 8 a.m.- 5 p.m. Monday, Jan. 22 through Friday, Jan. 26, as well as Monday, Jan. 28.
According to the SBA, staff will be available at the center to issue loan applications, answer questions about the SBA's disaster loan program, explain the application process, help individuals complete their applications, and close approved disaster loans. No appointment is necessary to speak with a representative. Marylanders can also file an SBA application online at https://disasterloan.sba.gov/ela.
"At this stage of the recovery process, the emphasis for assistance shifts to meeting the long-term needs of Marylanders who suffered damage from Hurricane Sandy," said Ken Mallette, Executive Director, Maryland Emergency Management Agency. "We believe this SBA center meets the current needs of Somerset County residents and businesses."
The SBA provides low-interest disaster loans to cover the uncompensated losses for personal contents up to $40,000 for both homeowners and renters and up to $200,000 for homeowners for physical damage to their primary residence.
The SBA also provides low-interest loans up to $2 million for uncompensated physical losses suffered by businesses of any size and private non-profit organizations. Additionally, working capital loans, or Economic Injury Disaster Loans, are available for small businesses in the designated and adjoining counties. The combination of the two business loans cannot exceed $2 million.
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