Wicomico County Seminar Helps People Understand Obamacare - WBOC-TV 16, Delmarvas News Leader, FOX 21 -

Wicomico County Seminar Helps People Understand Affordable Care Act

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SALISBURY, Md.-Do you have questions about the Affordable Care Act? It seems like many people do.

A Wednesday morning seminar at the Wicomico County Youth and Civic Center helped people understand how the new healthcare plan would work.

Rayshon Yopp said that all he really knew about Obamacare was just the name.

"All I heard was that you may get penalized if you don't have insurance a certain amount of time," said Yopp.

Yopp said that he didn't want to be in the dark anymore. He added that being a young full time worker, he is unable to afford the insurance that his employer currently offers.

That's why he said he went with all kinds of questions to the seminar on how the Affordable Care Act would be another option for him.

"With it being income based it's definitely something that helps you out I think, especially with being young and being on my own," Yopp said.

Chris Keen who is an insurance expert from Worcester County said that one of the seminar's aim was to get young people like Yopp who are known as the invincibles to understand which option is best.

"The younger folks here today were asking well what is my penalty going to be if I don't have health insurance?" Keen explained, "Then they say well I don't get sick I don't need health insurance. Well you may not, but then again you may."

Keen said that these invincibles will play a big role in how the new healthcare act would work. 

He said that if the only people who will enroll are the elderly then their claims will be higher than the premiums which would in turn push the premiums to increase in the future.

"We need the younger healthy people to join that pool who will typically pay a premium but have little or no claims and that is going to help the rules and the regulations to be carried on in the future," he said.

Below is a list of similar seminars that are set up through out the month of October:

October 15: UMES 5 p.m. To 8 p.m.
October 21: Wicomico Youth and Civic Center 4 p.m. To 8 p.m.
October 22: Ocean City Convention Center 10 a.m. To 8 p.m.

 

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