Delaware Legislation Would Block Auto Insurers From Using, Age, - WBOC-TV 16, Delmarvas News Leader, FOX 21 -

Delaware Legislation Would Block Auto Insurers From Using, Age, Credit, Income for Rates

Posted: Updated:

DOVER, Del. -- Delaware lawmakers are considering legislation that would bar automotive insurance companies from using information like age or credit score from raising a person's rates.

House Bill 80 would lay out a list of permissible factors that insurers could use to determine coverage rates for automobiles like prior at-fault crashes driving safety records, and number of years driving. Under the proposed law, insurers would not be allowed to use factors like age, credit score, income, or marital status when determining a rate price.

Some drivers, like 21-year-old Tikeesha Williams of Dover, said the legislation would make prices more fair and hoped to see it passed.

"It means a lot because I could do a lot more with that money, instead of paying $346 a month, which is high for an age group," she said.

The bill would also require automotive insurance providers offer a "Good Driver Discount" that would cost at least 10 percent lower than the rate a qualified driver would normally be charged at.

Bryan Willey, the general manager of Harrington Insurance Agency in Dover, said the new legislation may cause people in lower-risk age categories to see the disappearance of existing discounts offered by insurance companies.

"Who are the people who are gonna make up the difference? When they lower the rates, it's the people in the middle that are going to have to pay for it," he said.

William Snorton of Dover said he would like to see the bill passed, because he thinks insurance companies should not use a number of factors they currently employ for calculating rates.

"I should be able to be treated as I am and not have to go into my credit report. It has nothing to do with that," he said.

H.B. 80 is set to be heard by a House committee on Wednesday.

  • Most Popular VideosMost Popular VideosMore>>

  • State Police Looking For Suspect in Deadly Laurel Shooting

    State Police Looking For Suspect in Deadly Laurel Shooting

    Delaware State Police are asking for the public's help in finding suspects wanted in connection to a deadly shooting.

    More

    Delaware State Police are asking for the public's help in finding suspects wanted in connection to a deadly shooting.

    More
  • Thousands of Crabs Dumped on Deal Island

    Thousands of Crabs Dumped on Deal Island

    A Somerset County man is charged with dumping thousands of dead crabs along the shoreline in Deal Island. 

    DNR says 22-year old Ryan Bailey of Princess Anne is charged with dumping, between 20 and 30 bushels of dead crabs at the Deal Island Wildlife Management area boat ramp.

    More

    A Somerset County man is charged with dumping thousands of dead crabs along the shoreline in Deal Island. 

    DNR says 22-year old Ryan Bailey of Princess Anne is charged with dumping, between 20 and 30 bushels of dead crabs at the Deal Island Wildlife Management area boat ramp.

    More
  • Boil Water Advisory After Sussex County Company Tests Positive for E. Coli

    Boil Water Advisory After Sussex County Company Tests Positive for E. Coli

    The Delaware Division of Public Health is issuing a boil water advisory for some towns in Sussex County. Customers of the Broadkiln Beach Water Company should boil their water after samples from the company's system tested positive for E. Coli. Customers with PrimeHook Water Company are also advised to boil water, as the company has a connection to Braodkiln

    More

    The Delaware Division of Public Health is issuing a boil water advisory for some towns in Sussex County. Customers of the Broadkiln Beach Water Company should boil their water after samples from the company's system tested positive for E. Coli. Customers with PrimeHook Water Company are also advised to boil water, as the company has a connection to Braodkiln

    More
Powered by Frankly

All content © Copyright 2000 - 2018 WBOC. All Rights Reserved. For more information on this site, please read our Privacy Policy, and Terms of Service, and Ad Choices